BDIL IN ACTION
Real Business Events.
Intelligent Decisions.
Trusted Outcomes.
Discover how BDIL helps financial institutions respond to complex business events with greater efficiency, stronger control and more confident decisions.
FROM EVENTS TO INFORMED ACTION
One business event. Multiple implications.
A change in a client's circumstances, investment strategy or risk profile can trigger interconnected business, regulatory and operational requirements. These dependencies often span teams, systems and processes. BDIL helps institutions recognise relevant implications, coordinate necessary assessments and support transparent, well-controlled outcomes. By reducing repetitive manual work and unnecessary handovers, it creates opportunities for meaningful effort reduction.
Outcome: A controlled, explainable pathway from client request to strategy implementation.
USE CASE 01
Investment Strategy Switch
From Balanced to Growth
BUSINESS SCENARIO
A discretionary portfolio management client requests a change from a Balanced to a Growth investment strategy.
THE CHALLENGE
A seemingly simple request may require reassessment of risk appetite, investment objectives, mandate suitability and portfolio implications. Without coordinated checks, dependencies may be missed or handled inconsistently.
HOW BDIL WORKS
BDIL helps bring together the relevant client, mandate and investment considerations so that necessary assessments can be addressed consistently before implementation.
BUSINESS VALUE
Less manual checking and coordination, faster handling of routine assessments, more consistent suitability reviews and clearer decision evidence.
USE CASE 02
Client Relocation Across Borders
From Switzerland to Germany
BUSINESS SCENARIO
An existing Swiss banking client relocates their residence to Germany while maintaining a banking relationship in Switzerland.
HOW BDIL WORKS
BDIL helps institutions identify the potential implications of a change of residence, coordinate relevant reviews and document the resulting decisions and actions.
THE CHALLENGE
Residence changes can affect cross-border service permissions, client classification, tax-related obligations, documentation and the services or products that may continue to be offered.
BUSINESS VALUE
Reduced processing effort and manual coordination, earlier visibility of cross-border restrictions, more reliable regulatory handling and lower exposure to compliance and reputational risk.
Outcome: A structured, auditable response to a complex cross-border client event.
Outcome: One client event translated into coordinated, context-aware assessments across relevant relationships.
USE CASE 03
Client Risk Profile Change
From risk reassessment to mandate and product impact
BUSINESS SCENARIO
A client's risk profile changes, requiring an assessment of existing investment relationships and holdings.
THE CHALLENGE
One change may have different implications for discretionary mandates, advisory mandates, investment funds and structured products. Fragmented checks increase the risk of inconsistent outcomes.
HOW BDIL WORKS
BDIL helps assess where a changed risk profile may affect existing mandates and products, supporting consistent reviews and appropriate follow-up.
BUSINESS VALUE
Less repetitive assessment effort, more complete identification of potential impacts, consistent controls and traceable decisions across investment relationships.
These use cases are illustrative. The extent of effort reduction and other benefits will depend on each institution's processes, implementation scope and operating environment.
BUSINESS IMPACT
Less effort. Stronger control. Greater confidence.
BDIL is designed to reduce operational effort while helping financial institutions manage regulatory obligations, operational risks and reputational exposure. Its value extends beyond automation to more consistent, transparent and trusted business decisions.
Reputation
Identify potential issues earlier and help reduce exposure to client harm, regulatory breaches and reputational damage.
Compliance
Support regulatory compliance through relevant assessments, consistent controls, documented outcomes and clearer accountability.
Efficiency
Reduce manual processing effort, repetitive checks and unnecessary handovers, enabling teams to focus on higher-value activities.
Transparency
Improve the transparency, traceability and consistency of assessments and decisions, supporting clear audit evidence.
Scalability
Support more efficient and consistent handling of recurring business scenarios as organisational needs evolve.